Inclusive and sustainable finance can be a powerful catalyst for social development, enabling businesses and communities to access the resources and markets they need to grow. Small and medium-sized enterprises (SMEs) are the backbone of most economies—driving innovation, creating the majority of jobs and anchoring local value chains. Yet many SMEs and entrepreneurs, especially those led by women, youth, older persons and marginalised groups, continue to face limited access to affordable finance, constraining their ability to grow, compete and contribute to inclusive development. As populations age and the world of work evolves, supporting older entrepreneurs is increasingly vital to sustaining local economies, preserving knowledge and lived experience and extending opportunities for lifelong productivity. Expanding financial inclusion and aligning investments with social objectives are therefore essential for creating enabling environments that foster decent work, reduce inequalities and support sustainable development.

This session will explore how finance can catalyse entrepreneurship, decent employment and social inclusion, highlighting the role of both public and private actors in expanding access to capital. Innovative financing models—such as impact investing, blended finance and digital financial inclusion—will be discussed as tools to channel investment toward enterprises that deliver both economic and social returns. The discussion will explore strategies to increase access to finance and markets through public–private collaboration, support for SMEsand sustainable investment models. It will also consider how financing mechanisms can support the commercialisation of research and innovation, enabling new solutions to reach markets and contribute to inclusive growth. Speakers will share perspectives on how financial systems can be leveraged to advance social development priorities, bridge financing gaps and create pathways for groups at risk of being left behind to participate fully in economic life.

Moderator: Ms. Sara Rasheed (Al Jazeera)